Medicare Open Enrollment
Integrated Medical Services is proud to announce our new IMS Senior Insurance Resources assistance. As part of our commitment to providing our patients with unparalleled service, we’re introducing a new resource with a licensed, local Medicare Health Plan Advisor. Our talented and dedicated insurance advisors will serve as a Medicare guide for our members. We are confident that she can help you with understanding your options, insurance or coverage questions, Medicare plan assistance, and help guide you through any issues you may be facing. If you have questions about your Medicare benefits and options visit one of our preferred local brokers, licensed agents inside our IMS clinics who will assist you at no cost to select the best health plans for next year.
Medicare is a vital program that offers health insurance to millions of Americans, ensuring access to necessary medical care. Understanding the dif- ferent parts of Medicare, eligibility requirements, and enrollment processes can help beneficiaries make informed decisions about their healthcare coverage. For more information or assistance, consider reaching out to one of our IMS licensed Medicare advisor.
Find a Local IMS Licensed Health Plan Advisor Broker
IMS Location
Broker
Address
Phone
Avondale
Harry Martinez
Goodyear 101
Angelica Pineda
Goodyear 103
Moses Heraldez
Mesa 101
Lindsey Schoenfelder
Paradise Valley
Gerardo Andrade
Westgate
Moses Heraldez
Find a Local IMS Licensed Health Plan Advisor Broker
Avondale
Harry Martinez
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Glendale
Jim Ford
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Glendale
Gerardo Andrade
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Goodyear 101
Angelica Pineda
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Goodyear 103
Moses Heraldez
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Mesa 101
Lindsey Schoenfelder
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Paradise Valley
Gerardo Andrade
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Payson
Paul Casilio
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Prescott
Raymond LeRoy
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Sun City
Julie Delsman
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Westgate
Moses Heraldez
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What is Medicare?
Medicare is a federal health insurance program primarily designed for individuals aged 65 and older, although it also serves certain younger people with disabilities and those with specific medical conditions. Established in 1965, Medicare aims to provide affordable healthcare coverage to mil- lions of Americans, ensuring that they have access to necessary medical services.
Medicare has different parts (referred to as Parts A, B, C and D) designed to address your healthcare needs.
Original Medicare
Medicare Parts A and B are referred to as “Original Medicare” and include a defined set of benefits and services, including preventive services.
Medicare Part A
Part A covers inpatient care provided in hospitals or skilled nursing facilities, home health care services and hospice care for the terminally ill.
Medicare Part B
Part B covers doctor services, outpatient care, medical supplies, durable medical equipment and preventive services.
Other Medicare Coverage Options
Medicare Part C: Medicare Advantage
Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B). These plans are offered by private insurance companies and often include additional benefits, such as vision, dental, and wellness programs. Medicare Advantage plans may also include prescription drug coverage.
Medicare Part D: Prescription Drug Coverage
Medicare Part D provides prescription drug coverage through private insurance plans. Beneficiaries can choose a standalone Part D plan or a Medi- care Advantage plan that includes drug coverage. It is important to enroll in a Part D plan to help manage medication costs.
Eligibility for Medicare
To qualify for Medicare, individuals must meet specific criteria, including age, disability status, and citizenship or residency requirements. Generally, individuals become eligible when they turn 65, but those with certain disabilities may qualify earlier.
How to Enroll in Medicare
Enrollment in Medicare can occur during specific periods, including the Initial Enrollment Period (IEP), which begins three months before the individual turns 65 and lasts for seven months. There are also Annual Enrollment Periods (AEP) and Special Enrollment Periods (SEPs) for those who qualify. IMS has local licensed health plan advisors, that can guide your through the process.
Understanding Medicare Costs
While Medicare provides essential coverage, beneficiaries may still incur costs such as premiums, deductibles, and copayments. It is crucial for individuals to understand these costs and explore options for supplemental insurance, known as Medigap, to help cover out-of-pocket expenses. We encourage you to visit our IMS resource tables at some of our selected clinics to speak to a health advisor.
Medicare overview information on this website was developed by Integrated Medical Services to help consumers understand certain aspects about Medicare. To find out more information about plans, terms and other insurance options, how to apply for coverage, and for much more information, contact your health insurance company or set up an appointment with a Licensed Medicare Health Plan Advisor. For more information about Medi- care including a complete listing of plans available in your service area, please contact the Medicare program at 1-800-MEDICARE (TTY users should call 1-877-486-2048) or visit www.medicare.gov.
Medicare has neither reviewed nor endorsed this information.
